How to Activate your Virtual Card

Wonder CardsWonder Mobile App 3 min read Created January 16, 2025 Updated November 12, 2026

The Wonder Card can be used when you have sufficient fund in the Wonder Current Account. Click here to learn how our card works.

How to activate Wonder Virtual Card?

  1. Open Card and tap Create Card. If you already have cards, open All Cards and tap Create Card. If you cannot create a card, the app shows You currently do not have permission to create a card. Please reach out to your organization admin for assistance.
  2. On Create Card, under Choose card type, choose Executive Card or Expense Card. Under Choose card brand, choose the brand. Tap Next. On a personal account, Wonder opens Create Executive Card. The owner is Account Holder.
Wonder help centre screenshot
  1. Fill in the card.

3A.Create Executive Card: under Overview, choose Card Currency, Assigned Expense Category, and Allowed Merchant Category Group(s). Under Who is this card for, choose Card Owner. Tap Next.

Wonder help centre screenshot

3B.Create Expense Card: enter Card Name. Choose Assigned Expense Category and Allowed Merchant Category Group(s). Under Who is this card for, choose Card Owner. Tap Add Another Card Owner to add more owners. Tap Next.

Wonder help centre screenshot
  1. On Set Card Limit, the app shows Choose which spending limits apply to this card. Unselected limits are unlimited. Choose any of Daily Limit, Monthly Limit, Lifetime Limit, and Transaction Limit. Unselected limits stay Unlimited. Tap Next.
Wonder help centre screenshot
  1. Check Overview, Assigned Expense Category, Allowed Merchant Category Group(s), Who is this card for, Card Owner, Role, and Card Limit. Tap Confirm & Create.
  2. On Card Created, the app shows Card Owner Name or Card Name, Card Number, and Expiry Date. Tap Done. The card appears on Card.

How Wonder Card Works

  1. Open Account.
  2. Open Spending Account to view spending.
Wonder help centre screenshot
  1. Open a {currency} Account to view that currency balance.
Wonder help centre screenshot
  1. On Card, open the card. On Card Information, check Currency. Card spending uses that Card Currency.
Wonder help centre screenshot

How to Add Fund to Wonder Card

  • Add Fund from Payment Gateway: If you are collecting card/wallet transaction with Wonder Payment Gateway, you can choose to retain the fund in Wonder Current Account, without disbursing the money out to external linked bank account automatically. The fund retained in Wonder Current Account can be use to fund your Wonder Card transactions.
  • Add Fund from Virtual Account: Click here for what is Virtual Account. To top up the fund, click here for how to add fund via Virtual Account.

Roles and Permissions of Wonder Card for Business Account

  1. If you can create cards, tap Create Card. You can also open Card Information and tap Edit.
  2. On the card, you may see Lock, Unlock, or Terminate.
  3. If you cannot create a card, the app shows You currently do not have permission to create a card. Please reach out to your organization admin for assistance.
  4. If you tap Get Physical Card without permission, the app shows Unable to Order Wonder Physical Card and Only your Admin can order the physical card of this card for you. Please contact your Organization Admin for ordering.

To understand more by Roles & Permissions, click here.

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